Budget initiatives to help aspiring homeowners
In May, the Federal Government delivered the 2024-25 budget. It included several measures such as a $300 energy bill rebate and rent assistance aimed at easing the cost-of-living pressures on Australians. Meanwhile, with the Government’s stage 3 tax cuts coming into effect from July 1, some aspiring homeowners may see their borrowing capacity grow, along with their net income. [...]
Key considerations before refinancing
Today’s cost-of-living pressures mean it’s more important than ever to regularly review your home loan to see how it stacks up against others. […]
5 ideas to boost your property value
There are many reasons to consider renovating, from making your property more liveable to driving up its market value and increasing the rental income if it’s an investment. So, which renovations should you consider when looking to generate a return on investment? Here’s some inspiration. […]
Tax tips for investors this EOFY
Tax time. Nobody hears those words and thinks, “yay, it’s the most wonderful time of the year!” But tax time can be rewarding, especially if you receive a tax refund at the end of it. It’s also a great opportunity to run through your finances and assess where you’re at. If you’re a property investor, it’s important to be across [...]
6 key questions to ask your mortgage broker
In the wake of consecutive cash rate hikes through 2022 and 2023, many aspiring homeowners and current mortgage holders may be left feeling uncertain. You might be concerned about whether your dream of owning a home has been temporarily derailed. Perhaps you’re questioning how competitive your current interest rate is, or what steps to take towards your property investment goals. [...]
When should you refinance an investment property?
With many mortgages rolling off fixed rate terms and property owners facing the mortgage cliff as they jump to higher variable repayments, a lot of investors are wondering whether now is a good time to refinance. […]