Should I pay down my home loan or invest?
To pay more off your home loan or invest in another property? It’s a question many homeowners face. Ultimately, it depends on your financial situation and long-term goals as to whether you funnel your funds into your home or an investment property. Here are some of the key considerations to think about before deciding what’s suitable for you. […]
Rentvesting: an option for first-time buyers
With today’s cost of living pressures and the median dwelling value in Australia now at $794,000, many young Australians feel like they’ll never be able to enter the property market. However, it’s important to remember there’s no one-size-fits-all approach to buying your first property. For some, it could be a home to live in. For others, rentvesting makes more sense as it [...]
5 things to look for in an investment property
Finding the right investment property for you is different from finding your own home. The aim of buying an investment property is to make a solid financial return – whether that’s through rental income or capital growth. That’s why it’s so important to be savvy about what and where you buy. […]
What’s a guarantor loan and how does it work?
Buying your first home is an unforgettable experience. There’s nothing like the thrill of hearing that settlement has gone smoothly and that you own your very own home. If you’re an aspiring homeowner who is struggling to save a deposit, there may be other options to get you over the line sooner. A guarantor loan is one of them. [...]
Budget initiatives to help aspiring homeowners
In May, the Federal Government delivered the 2024-25 budget. It included several measures such as a $300 energy bill rebate and rent assistance aimed at easing the cost-of-living pressures on Australians. Meanwhile, with the Government’s stage 3 tax cuts coming into effect from July 1, some aspiring homeowners may see their borrowing capacity grow, along with their net income. [...]
Key considerations before refinancing
Today’s cost-of-living pressures mean it’s more important than ever to regularly review your home loan to see how it stacks up against others. […]