6 key questions to ask your mortgage broker
In the wake of consecutive cash rate hikes through 2022 and 2023, many aspiring homeowners and current mortgage holders may be left feeling uncertain. You might be concerned about whether your dream of owning a home has been temporarily derailed. Perhaps you’re questioning how competitive your current interest rate is, or what steps to take towards your property investment goals. [...]
When should you refinance an investment property?
With many mortgages rolling off fixed rate terms and property owners facing the mortgage cliff as they jump to higher variable repayments, a lot of investors are wondering whether now is a good time to refinance. […]
Your guide to save for a house deposit
Getting ready to buy a home starts with saving for the deposit. It might seem daunting, but with a solid strategy, you can make it happen. Here are several things to consider to get you started and on track for home ownership sooner than you think! […]
5 tips for getting on top of your mortgage repayments
If you’re struggling to cover your mortgage repayments and other living expenses, you’re not alone. Data by Roy Morgan revealed that more Australian homeowners were “at risk” of mortgage stress over the three months to January than ever before. If you’re worried how you’ll afford your next mortgage repayment, here are some tips for getting on top of your finances. [...]
Property investment jargon explained
If you’re new to property investing it can be hard to get your head around all of the complex lingo that banks effortlessly mention. At Proactive finance Group, we’re here to turn that confusion into clarity and will help keep things simple for you throughout the entire process. Here’s a few common terms to get started on: […]
4 common mistakes to avoid as a first home buyer
There’s nothing like buying your very first home. The excitement of knowing you can paint the inside whatever colour you like. The thrill of hammering a few nails into the walls for your favourite prints and not worrying about the consequences. You want your first-time buying property to be as straightforward and stress-free as possible, and at Proactive Finance Group, [...]