Is now a good time to buy in Bendigo and Australia?
The Reserve Bank of Australia (RBA) has cut the cash rate and interest rates have come down. So is now a good time to buy property? The answer depends on your unique circumstances and goals. But generally speaking, it’s always best to get a leg up on the property ladder sooner rather than later. Here are some reasons to consider [...]
How a redraw facility can help you
Managing your home loan well can give you more flexibility and help you pay off your mortgage sooner. A redraw facility could be one way to reduce interest costs while still having access to extra funds when you need them. Here’s what you need to know: What is a redraw facility? A redraw facility lets you access any extra repayments [...]
Variable or fixed? Finding your home loan rate in 2025
In some good news for investors, home owners and aspiring home owners, the Reserve Bank of Australia (RBA) has cut the cash rate, and it seems likely there will be more cuts to come in 2025. All Big Four banks are anticipating at least two cuts this year and some say there may be up to five cash rate reductions. So, [...]
Has the property market peaked?
In recent months, we’ve seen a definite shift in the property market. It’s left one question on many aspiring property owners’ lips: Has the property market peaked? If you’re looking to make the most of falling interest rates and buy a home or an investment property in 2025, it’s important to be up to speed with what’s happening before you [...]
How a mortgage broker can help you this year
2025 is shaping up to be a year of opportunities in the property market in Central Victoria. With predictions of interest rate cuts coming this year, it’s an exciting time whether you’re considering buying a new home, refinancing, or exploring investment options. As your mortgage broker, we're here to help you make confident decisions in this evolving landscape. Here’s how [...]
5 Trends to watch if you want to buy in 2025
Thinking about buying a home in 2025? The property market is evolving, bringing both opportunities and challenges for buyers. Whether you’re saving for your first home, upgrading, or investing, staying informed about the latest trends can help you make confident and informed decisions. Here are five key trends to keep an eye on in 2025: 1. Interest rates: A cut [...]