EOFY financial health checklist: Is your home loan still working for you?
As the end of financial year approaches now is the time to take stock of your finances, including your home loan. Whether you own your home or an investment property, this is the ideal time to assess your financial position, review your loan structure, and make sure your current mortgage is still fit for purpose. […]
Why more Australians are choosing mortgage brokers
When it comes to taking out a home loan, all the options can be overwhelming. Should you go with a big four bank or a lender that’s less known? Is it best to choose a variable home loan or a fixed-rate loan in today’s lending environment? […]
End of financial year tax tips for investors
Tax time might not be everyone’s favourite season, but it it’s a great chance to tidy up your finances. If you own an investment property it’s important to be aware of all of the tax deductions that could be available to you and plan smartly for the year ahead. Below is some general guidance from your trusted Bendigo Mortgage Broker, [...]
What Labor’s win means for aspiring home owners
The Labor party pulled off a landslide victory in the recent Federal Election. So, what does this mean from a housing perspective? If you’re an aspiring homeowner, below we’ve covered the key campaign promises that may impact your buying plans. Keep in mind the measures will now need approval from the new Parliament, so be sure to watch the outcome [...]
How do construction loans work?
If you’re planning to build your own home, a construction loan could help finance your project. Unlike standard home loans, construction loans provide funds progressively in stages as your new home is built. Here are a few of the key points you should consider. A quick guide to construction loans Construction loans differ significantly from traditional home loans, which typically [...]
What the Federal Budget means for homebuyers
It’s Federal Budget time, so let’s cut to the chase. What was in it for aspiring homeowners looking to purchase a property in 2025? Here are some of the key takeaways that could affect you in regards to purchasing property and cost of living reprieve. Purchasing property Help to Buy scheme Labor plans to boost its Help to Buy scheme [...]