Variable or fixed? Finding your home loan rate in 2025
In some good news for investors, home owners and aspiring home owners, the Reserve Bank of Australia (RBA) has cut the cash rate, and it seems likely there will be more cuts to come in 2025. All Big Four banks are anticipating at least two cuts this year and some say there may be up to five cash rate reductions. So, [...]
Has the property market peaked?
In recent months, we’ve seen a definite shift in the property market. It’s left one question on many aspiring property owners’ lips: Has the property market peaked? If you’re looking to make the most of falling interest rates and buy a home or an investment property in 2025, it’s important to be up to speed with what’s happening before you [...]
How a mortgage broker can help you this year
2025 is shaping up to be a year of opportunities in the property market in Central Victoria. With predictions of interest rate cuts coming this year, it’s an exciting time whether you’re considering buying a new home, refinancing, or exploring investment options. As your mortgage broker, we're here to help you make confident decisions in this evolving landscape. Here’s how [...]
5 Trends to watch if you want to buy in 2025
Thinking about buying a home in 2025? The property market is evolving, bringing both opportunities and challenges for buyers. Whether you’re saving for your first home, upgrading, or investing, staying informed about the latest trends can help you make confident and informed decisions. Here are five key trends to keep an eye on in 2025: 1. Interest rates: A cut [...]
Kickstart 2025 with smart money habits
The new year is all about fresh starts. It’s the perfect time to reflect on your finances and take steps to set yourself up for success. The holiday season may bring extra expenses, but it’s also an opportunity to start building better financial habits for the year ahead. Here’s how to review, reset, and prepare for a financially confident 2025: [...]
2024 in review, what to expect from 2025
Can you believe the year is almost over? With the end of 2024 fast approaching, it’s time to take a look at the highlights reel of what happened in the property world this year and what’s in store for 2025. […]